Lease vs. Buy Decision Maker
Lease Scenario Results:
Monthly Lease Payment:
Security Deposit:
Total Lease Payments:
Total Maintenance Costs:
Total Lease Cost (over term):
Average Annual Cost:
Average Monthly Cost:
About Leasing Commercial Property
Leasing provides flexibility with less upfront capital required. It's often preferred by businesses that want to preserve cash flow or those operating in areas with high property values.
Consider factors like lease escalations, maintenance responsibilities, and potential business growth when evaluating a lease scenario. Understanding Your Lease vs. Buy Comparison and the Advantages of Each!
Buy Scenario Results:
Loan Amount:
Down Payment Amount:
Monthly Mortgage Payment:
Monthly Property Tax:
Monthly Insurance:
Monthly Maintenance:
Total Monthly Payment:
Total Mortgage Payments:
Total Property Tax:
Total Insurance:
Total Maintenance:
Total Cost of Ownership:
Estimated Property Value After Term:
Property Appreciation Gain:
Net Cost After Appreciation:
About Buying Commercial Property
Purchasing commercial property can be a valuable long-term investment, offering potential appreciation, tax benefits, and equity building.
Consider factors like maintenance responsibilities, property taxes, and market conditions when evaluating a purchase scenario. Understanding Your Lease vs. Buy Comparison and the Advantages of Each!
Comparison of Lease vs. Buy Scenarios
Please calculate both lease and buy scenarios before viewing comparison results.
Lease vs. Buy Analysis
Based on financial analysis, the option appears more cost-effective over the specified term.
However, consider your business needs, growth plans, and cash flow requirements before making a final decision.
Making the Right Decision
The lease vs. buy decision depends on multiple factors including your business stage, cash flow requirements, tax situation, and long-term plans.
While buying builds equity and provides tax advantages, leasing offers flexibility and requires less capital upfront. Consider consulting with a financial advisor to determine the best option for your specific situation. Understanding Your Lease vs. Buy Comparison and the Advantages of Each!