Terms of Service
Last Updated: March 30, 2025
Welcome to Florida Commercial Loans. Please read these Terms of Service ("Terms") carefully before using the Florida Commercial Loans website (the "Service") operated by Florida Commercial Loans ("us", "we", or "our"). Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service. By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.
Website Use Terms
Content Ownership and Permissions
Our Service and its original content, features, and functionality are and will remain the exclusive property of Florida Commercial Loans and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Florida Commercial Loans.
The content provided on this website is for informational purposes only. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website.
Links To Other Websites
Our Service may contain links to third-party websites or services that are not owned or controlled by Florida Commercial Loans. Florida Commercial Loans has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that Florida Commercial Loans shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.
We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.
Financial Information and Services
Financial Calculators and Tools
The financial calculators and other tools provided on the Service are for illustrative and informational purposes only. Results shown are estimates and do not guarantee actual loan terms, rates, or costs. All financial decisions should be made in consultation with qualified professionals.
Loan Applications
Submitting a loan application or inquiry through our Service does not guarantee loan approval or specific terms. All financing is subject to application, approval, and documentation requirements of the specific lender.
Rates and Terms
Rates, terms, and conditions of loan products are subject to change without notice. The specific terms, rates, and conditions of any loan will be determined by the lender based on your credit profile, property value, and other factors.
Not Legal or Financial Advice
Content on the Service is not intended to be legal or financial advice. We recommend consulting with appropriate professionals regarding your specific circumstances.
User Conduct and Responsibilities
When using our Service, you agree not to:
Prohibited Actions
Use the Service in any way that violates any applicable federal, state, local, or international law or regulation; attempt to interfere with the proper working of the Service; engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Service; or attempt to gain unauthorized access to any portion of the Service.
Accurate Information
Provide accurate, current, and complete information when submitting any forms or applications through the Service. You are responsible for maintaining the confidentiality of any account information and for all activities that occur under your account.
Security Precautions
Take reasonable precautions to prevent unauthorized access to your account and personal information. You agree to notify us immediately of any unauthorized access to or use of your account.
Monitoring and Updates
We reserve the right to monitor use of the Service to determine compliance with these Terms. We may update or modify the Service at any time without notice.
Disclaimers and Limitations
Disclaimer of Warranties
YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. FLORIDA COMMERCIAL LOANS EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
FLORIDA COMMERCIAL LOANS MAKES NO WARRANTY THAT (i) THE SERVICE WILL MEET YOUR REQUIREMENTS, (ii) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE, OR (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS.
Limitation of Liability
IN NO EVENT SHALL FLORIDA COMMERCIAL LOANS, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS, BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES WHATSOEVER RESULTING FROM ANY (i) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, (ii) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, (iii) UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY PERSONAL INFORMATION STORED THEREIN, (iv) INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM OUR SERVICE, OR (v) ANY OTHER MATTER RELATING TO THE SERVICE.
Indemnification
You agree to defend, indemnify, and hold harmless Florida Commercial Loans and its licensors and service providers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Service.
Additional Terms
Governing Law
These Terms shall be governed and construed in accordance with the laws of Florida, United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.
Dispute Resolution
Any disputes arising out of or relating to these Terms or the Service shall be resolved through binding arbitration in accordance with the American Arbitration Association's rules. Any arbitration shall take place in Orlando, Florida, unless otherwise agreed upon.
Severability
If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
Contact Us
If you have any questions about these Terms, please contact us at:
Florida Commercial Loans
7512 Dr. Phillips Blvd
Orlando, Florida 32836
Your Agreement
By using the Florida Commercial Loans website and services, you acknowledge that you have read these Terms of Service, understand them, and agree to be bound by them. If you do not agree to these Terms of Service, you are not authorized to use the Service.